Privacy Policy, Refund Policy, FTC Affiliate Notice & Disclaimer Notice
DISCLAIMER
Every effort has been made to accurately represent my services, products and programs, and their potential. We are committed to working with our clients and teaching them how to get organized and simplify. We’ve designed our programs with your success in mind. We believe that by utilizing the tools, resources, information and guidance we provide, you will achieve success. However, we cannot guarantee any minimum level of results or suggest that the testimonials of our clients will be typical of your experience.
The testimonials and examples used are specific personal results and are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual’s success depends on his or her dedication, desire, commitment and motivation.
REFUND POLICY
We hope that you thoroughly enjoy and find value in the programs that you sign up for! Please note that there are no refunds available for classes and workshops. The reason is simple. The more committed you are, the more successful you will be. Please only enroll if you’re really ready to commit to being successful. You will receive the program coursework as well as other documents and materials upon registration. Additionally, if the program is being recorded, you will have access to the recordings as a registrant of the program. Your engagement in the program is critical to your success. We’ll teach you how to apply to materials, but it is your responsibility to show up, to utilize the information and resources provided, and to put the information we teach into action. Refund policy for individual coaching programs is outlined in the coaching agreement that is signed at the commencement of the coaching engagement. Refund policy for retreats is outlined on the specific retreat’s webpage description and in the terms on the registration and payment page.
FTC COMMISSION AFFILIATE NOTICE
From time to time, we recommend products and/or services for sale. These recommendations are always based on a belief that the product or service will provide excellent and valuable information or service based on a review of that product, our relationship with that organization, or a previous positive experience with the person or company whose product or service we are recommending. In some cases, we will be compensated if you purchase that product or service based on our recommendation. We may also receive the product for free for review purposes. As an Amazon Associate I earn from qualifying purchases. We recommend that you always do your own due-diligence before making any purchases and never purchase anything that you cannot afford.
PRIVACY POLICY
Your privacy is important to us. We will never sell, trade or rent our list to anyone. If you’d like to be removed from our subscriber list for any reason, you may unsubscribe using the link provided at the bottom of the email you receive.
Who we are
Our website address is: https://simplejoyliving.com.
What personal data we collect and why we collect it
Comments
When visitors leave comments on the site we collect the data shown in the comments form, and the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Contact forms
When you contact us via the “Contact” page, you are required to enter your name, email, phone number and location.
We collect this information for the sole purpose of responding to your contact request. We keep contact form submissions indefinitely for customer service purposes, but we do not use the information submitted through them for marketing purposes.
Cookies
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website.
Analytics
Google Analytics is used to track activity on this site. Find Google’s privacy policy here. You may opt out of analytics by following these instructions provided by Google.
Who we share your data with
Third party information may be shared with the following third party providers: Bluehost (webhosting), MailChimp (newsletter), PayPal (payment processing), Square (payment processing). Refer to the links provided for information about each provider’s individual privacy policy.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where we send your data
Data may be shared with third-party providers listed above. Links to third-party privacy policies and their compliance with European data protection standards are also provided above.
Visitor comments may be checked through an automated spam detection service.
Your contact information
For privacy-specific concerns, contact hello(at)SimpleJoyLiving(dot)com.
How we protect your data
Administrative and technical measures are used to safeguard personal information against loss, theft and unauthorized uses or access. Certain areas of the web site may be password protected. If you are a user of the website and have a password, you can help to preserve your privacy by ensuring that you do not share your password with anyone else. Payments made using links from the website are processed in a secure environment. Steps are taken to regularly validate the personal information that is held to ensure that the information is accurate and, where necessary, up to date. Information that is no longer required for any valid business purpose, and that is not required to be keep pursuant to any applicable law, will be routinely destroyed by secure means.
What data breach procedures we have in place
Procedures in place for dealing with data breaches include:
Containing the breach once discovered (or notified) and take all reasonable steps necessary to contain the breach
Conduct a preliminary assessment regarding the breach and act accordingly
Evaluate the risks associated with the breach in determining
what other steps should be taken and address the type of information involved
the type and number of affected individuals
The context of the information involved in the breach (and who has gained unauthorized access to the relevant information)
Whether there have been any other similar breaches – this may assist in determining who has committed the breach and the size of the breach
The way in which the information may be used
Is there a risk of ongoing breaches or further exposure of the information?
Is there any evidence of criminal activity?
Is the information that is the subject of the breach adequately encrypted, anonymized or otherwise not easily accessible?
Has the information that is the subject of the breach been recovered?
What steps have already been taken to mitigate the harm?
Is the breach a systematic problem or an isolated incident?
The number of affected individuals.
The risk of other harms – this may include reputational damage, loss of public trust, financial exposure, or regulatory penalties.
Notification to the individual concerned.
What third parties we receive data from
At this time, we do not receive any data about users from third parties, including advertisers.